UP Fintech Holding (MEX:TIGR N) Moat Score: 3/10 (As of Jul. 13, 2026)


MEX:TIGR N UP Fintech Holding Ltd MEX:TIGR N
72 GF Score
Price MXN81.02
GF Value MXN168.72
Valuation Possible Value Trap
! 3 Warning Signs
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What is UP Fintech Holding Moat Score?

UP Fintech Holding MEX:TIGR N -1.33% 72 Moat Score is 3 as of Jul. 13, 2026. GuruFocus rates MEX:TIGR N with a GF Score™ of 72/100 and a GF Value™ of MXN168.72 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 839 Capital Markets companies, UP Fintech Holding ranks better than 89.87% on this metric.

UP Fintech Holding has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

UP Fintech Holding has No Moat: UP Fintech has transient advantages with limited brand strength and customer loyalty. The fintech space is highly competitive, and the company lacks significant regulatory barriers or proprietary technology.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes UP Fintech Holding might have No Moat - Very weak/transient advantages.

UP Fintech Holding  (MEX:TIGR N) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

UP Fintech Holding Moat Score Related Terms

MEX:TIGR N vs LCLN, ABTC, RHNO: Moat Score Comparison

For the Capital Markets subindustry, UP Fintech Holding's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UP Fintech Holding Moat Score vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, UP Fintech Holding's Moat Score distribution charts can be found below:

* The bar in red indicates where UP Fintech Holding's Moat Score falls into.


MEX:TIGR N
72GF Score
UP Fintech Holding Ltd MEX:TIGR N
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
UP Fintech Holding (MEX:TIGR N) has a Moat Score of 3 as of Jul. 13, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, UP Fintech Holding ranks #85 out of 839 companies in the Capital Markets industry, placing it in the top 10.1%.
Is UP Fintech Holding's Moat Score too high?
UP Fintech Holding's current Moat Score is 3. Based on the distribution chart, UP Fintech Holding ranks #85 out of 839 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, UP Fintech Holding has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's Moat Score compare to LCLN and ABTC?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #85 out of 839 companies for Moat Score. This places UP Fintech Holding in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Capital Markets company?
A good Moat Score depends on the Capital Markets industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. UP Fintech Holding's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (MEX:TIGR N) is currently considered Possible Value Trap. The stock's GF Value™ is MXN168.72, compared to a current price of MXN81.02 — trading 52% below its estimated fair value. The current Moat Score is 3. UP Fintech Holding's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For UP Fintech Holding (MEX:TIGR N), the current Moat Score is 3 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UP Fintech Holding (MEX:TIGR N) Overvalued in 2026?

Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued. The current stock price of MXN81.02 is trading 52% below its estimated GF Value™ of MXN168.72. GuruFocus considers UP Fintech Holding to be Possible Value Trap.

Key valuation signals for MEX:TIGR N:

  • Moat Score: 3
  • GF Value™: MXN168.72 vs. price of MXN81.02 (52% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the MEX:TIGR N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UP Fintech Holding Business Description

Other Exchanges TIGR:USA0A32:UK1M5:Germany
Address No. 16 Taiyanggong Middle Road, 18th Floor, Grandyvic Building, No. 1 Building, Chaoyang District, Beijing, CHN, 100020
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
72GF Score

Get the complete analysis for MEX:TIGR N

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN81.02
Price
MXN168.72
GF Value